By using this website, you agree to these terms. If you do not agree, please do not use the site.
Information only, not an offer
Content on this site is provided for general information. It is not an offer to lend or extend credit, not a commitment to lend, and not financial, tax or legal advice. All loans are subject to credit approval, underwriting and property eligibility. Programs, rates, terms and conditions are subject to change without notice, and not all products are available in all states.
Who we are
oNEST Lending Solution is a team of Xpert Home Lending, Inc., NMLS #2179191. Loans are originated through Xpert Home Lending, Inc.. See the licensing page for license numbers and links to verify them.
Accuracy
We work to keep information current, but laws, loan limits and program guidelines change. Verify details with your loan officer and the official sources linked in our articles before you rely on them.
Use of the site
- Use the site only for lawful purposes and do not interfere with its operation or security.
- Do not submit information that belongs to someone else without permission.
- Do not send sensitive financial information, such as Social Security numbers, through our contact form or regular email.
Intellectual property
The oNEST Lending Solution name, logo, text and design are owned by us or our licensors. The Equal Housing Lender logo is used in accordance with fair lending requirements. You may share links to our pages, but you may not copy or reuse our content for commercial purposes without permission.
Third-party links
We link to other websites for your convenience. We do not control and are not responsible for their content or practices.
Disclaimer and limits of liability
The site is provided as is. To the extent permitted by law, we are not liable for losses arising from your use of the site or reliance on its content. Nothing in these terms limits any right you have under applicable consumer protection laws.
Changes
We may update these terms and will post the new version here with a revised date.